WASHINGTON — The Federal Reserve Board on Friday released the results of the 2025 Survey of Consumer Finances, offering the public, researchers, and policymakers a comprehensive and detailed look into the economic condition, financial health, and evolving balance sheets of American families.
Published at 10:00 a.m. Eastern Daylight Time on October 9, 2026, the data provide a representative, nationwide picture of what Americans own, how and how much they borrow, and how they utilize banking and financial services. The current version of the survey is part of a long-standing tradition, having been undertaken every three years since 1989. Over more than three decades, the triennial study has provided the public with an extensive time series of thorough, reliable information regarding the shifting economic landscape of households across the United States.
Alongside the raw survey data, the Board issued its official summary report entitled Changes in U.S. Family Finances from 2022 to 2025. This accompanying publication examines critical shifts in household income, net worth, accumulated assets, outstanding debt burdens, and overall financial vulnerability over the triennial period. The report serves as a vital resource for understanding how macroeconomic trends, inflationary pressures, interest rate adjustments, and labor market dynamics have directly translated to the household level.
The Survey of Consumer Finances is widely regarded by economists, financial analysts, and government officials as one of the most authoritative sources of information on household wealth and borrowing behavior in the United States. By capturing a wide cross-section of the population, the survey details not just broad macroeconomic averages, but the distribution of wealth and debt across different demographic groups, income brackets, and geographic regions. This granularity allows policymakers to evaluate the effectiveness of past monetary and fiscal policies while anticipating future economic challenges facing consumers.
To make the extensive findings accessible to a wide audience, the Federal Reserve Board has accompanied the release with additional digital tools. Alongside the summary report, an interactive chartbook displaying changes in these financial characteristics over time has been made available online, allowing users to visualize trends in assets, liabilities, and net worth across multiple survey cycles. Furthermore, comprehensive microdata and extensive documentation examining other economic conditions of American families are made available to researchers and the public through the Federal Reserve’s official research portals.
The rigorous methodology behind the survey ensures its high standing within the economic research community. The survey is conducted for the Board by NORC, a prominent social science research organization located at the University of Chicago. Participants in the study are chosen at random from 119 carefully selected geographic areas, which include a diverse mix of densely populated metropolitan statistical areas and rural counties spread across the United States. This scientific sampling procedure is specifically designed to minimize statistical bias and produce a sample that is thoroughly representative of the diverse economic reality experienced by American families today.
For members of the media seeking further information, clarification, or interviews regarding the 2025 Survey of Consumer Finances and the accompanying summary report on changes in U.S. family finances, the Federal Reserve Board has directed inquiries to its media relations office. Representatives can be reached via email at [email protected] or by telephone at (202) 452-2955.
