WASHINGTON — The Federal Reserve Board on Friday released the comprehensive results of the 2025 Survey of Consumer Finances, a landmark triennial study that offers the public, economists, and policymakers an exceptionally detailed and authoritative look into the financial health, wealth, and economic well-being of households across the United States.
Published at 10:00 a.m. EDT on October 9, 2026, the data provide a statistically representative and broad-ranging picture of the fundamental economic pillars of American life: what households own, how and to what extent they borrow, and the ways in which they utilize banking and financial services. Conducted regularly every three years since 1989, this long-running survey series has established an extensive historical record, allowing researchers to track structural shifts and cyclical changes in family balance sheets over decades.
Alongside the primary release of the microdata, the Board issued its accompanying summary report titled Changes in U.S. Family Finances from 2022 to 2025. This crucial document examines key trajectories and transformations in household income, net worth, accumulated assets, outstanding debt obligations, and overall financial vulnerability over the triennial period spanning from the previous survey to the current release.
The Survey of Consumer Finances serves as an indispensable resource for understanding the distribution of wealth and financial security in the American economy. By capturing a granular view of assets ranging from primary residences and retirement accounts to business equity and liquid savings, alongside liabilities such as mortgages, student loans, auto loans, and credit card balances, the survey helps illuminate how different segments of the population navigate the broader economic landscape.
To make the extensive findings accessible to a wide audience, the Federal Reserve Board has rolled out a suite of companion tools alongside the primary documents. An interactive chartbook has been made available online, allowing users to visually explore changes in key financial characteristics over time. Furthermore, the complete, anonymized dataset and extensive documentation have been published for researchers, academic institutions, financial analysts, and the general public to conduct independent analyses of American economic conditions.
The rigorous fieldwork required to produce such a comprehensive dataset is carried out for the Board by NORC, a renowned social science research organization based at the University of Chicago. To ensure the findings accurately reflect the diverse population of the United States, participants in the study are chosen through a sophisticated scientific sampling procedure. Households are selected at random from 119 distinct geographic areas, encompassing bustling metropolitan centers as well as rural counties spanning across the entire country. This careful methodology is designed to produce a sample that is fully representative of American families across various income levels, geographic regions, and demographic backgrounds.
Organizations, researchers, and media representatives seeking further information regarding the survey can contact the Federal Reserve Board. For media inquiries, individuals may reach out via email or telephone through the Board’s official public affairs channels.
